Autonomous Yield Infrastructure

Dera Foundation

Advancing autonomous yield infrastructure for digital assets

Mission

A coordination point for protocol teams advancing autonomous finance

The Dera Foundation supports research and collaboration around autonomous yield infrastructure — a new financial primitive that transforms static digital assets into productive, liquid instruments without lockups or user action.

This domain serves as a coordination point for protocol teams advancing this vision.

Architecture

The Dera Engine

The Dera Engine is the core infrastructure powering the yield layer. It is a modular smart contract system that generates yield through dynamic routing into established DeFi pools and protocols, operating entirely on-chain in a non-custodial manner.

Unlike traditional yield aggregators that require users to lock funds or actively manage positions, the Dera Engine abstracts complexity at the protocol level. Users hold a standard ERC-20 token while the underlying infrastructure continuously optimizes capital allocation across vetted yield sources.

This infrastructure enables any digital asset to become interest-bearing without sacrificing liquidity, requiring active management, or introducing custodial risk.

Dynamic Strategy Routing

Capital is continuously deployed to vetted DeFi protocols based on real-time risk assessment and yield optimization algorithms.

Non-Custodial Architecture

Users retain full ownership of their assets. The infrastructure operates through smart contracts without intermediaries or fund custody.

Modular Design

Built for extensibility, enabling integration with new assets, protocols, and yield sources without requiring changes to core infrastructure.

Passive Yield Accrual

Yield is compounded and reflected in the token exchange rate. No staking, farming, or manual action required from users.

Scope

Beyond Stablecoins

The Dera Engine is asset-agnostic infrastructure. While $DERA demonstrates the model with stablecoin-like properties, the underlying architecture enables yield-generating versions of virtually any tokenized asset class.

The Foundation supports research into expanding this infrastructure to transform idle capital across diverse asset categories into productive, interest-bearing instruments while preserving full liquidity and non-custodial control.

Supported Asset Classes

Stablecoins

Yield-bearing stablecoin infrastructure that transforms static dollar-pegged tokens into appreciating assets.

Real-World Assets

Yield layer for tokenized real estate, commodities, and physical asset representations.

ETFs and Index Funds

Protocol infrastructure enabling diversified exposure with automated appreciation.

Cryptocurrencies

Infrastructure transforming idle crypto holdings into interest-bearing assets.

Future Infrastructure

  • Tokenized Equities: Infrastructure for yield-generating equity tokens through integrated DeFi strategies.
  • Tokenized Bonds: Yield infrastructure for government and corporate debt instruments.
  • Synthetic Index Tokens: Infrastructure providing index exposure with protocol-driven appreciation.
  • Commodity-Backed Assets: Yield layer for gold, silver, and other commodity-backed tokens.
  • Tokenized Debt Instruments: Infrastructure for automated yield capture on structured credit products.
  • Tokenized Treasury Securities: Yield infrastructure for sovereign debt via DeFi strategy routing.

Implementation

First Implementation: $DERA

As a demonstration of the Universal Yield Layer, $DERA is the world's first stablecoin alternative with appreciation yield. It validates the model while preserving full liquidity and non-custodial control.

Protocol teams building yield-generating assets are invited to explore integration with the Universal Yield Layer.

Contact partnerships@derafoundation.com

Values

Principles

01

Transparency

All yield strategies, reserves, and performance metrics are verifiable on-chain.

02

User Sovereignty

Non-custodial architecture ensures users retain full control of their assets.

03

Sustainable Yield

Real yield from established DeFi protocols. No unsustainable incentive mechanisms.

04

Accessible Complexity

Sophisticated financial strategies made accessible through simple user interfaces.

05

Regulatory Alignment

Designed with compliance considerations including MiCAR Asset-Referenced Token standards.

Network

Ecosystem

The Foundation collaborates with researchers, developers, and institutions advancing autonomous finance. Key resources include:

Dera Labs Ltd (UK)Core protocol development
NewsroomAnalysis on DeFi, RWAs, and regulatory evolution

Era Zero

Explore Era Zero

The initial deployment of the Dera Protocol is live. Access the application to explore the first implementation of appreciation yield infrastructure.

Launch Application